See the Cardholder Agreement for details. Any issuers discussed on our site are vetted based on the value they provide to consumers at each of these levels. These additional offers are similar to card-linked reward programs, like Amex Offers or Chase Offers. Mobile Check Load is a service provided by First Century Bank, N.A. No cost for online or mobile Account-to-Account Unfortunately, your balance will be constantly nibbled into by the cast of fees that usually come with even the best prepaid cards. Because Savings Account funds are withdrawn through the Card Account Does Brinks charge a monthly fee? If your identity is partially verified, full use of the Card Account will And your money is FDIC Insured by Republic Bank & Trust Company, Member FDIC, upon card activation and identity verification. These are some of the most common fees associated with the use of your Card. $5.95 per month. Brinks Preferred Benefits members may choose to open an optional FDIC-insured savings account with Republic Bank & Trust Company. information from the IRS, visit https://www.irs.gov/refunds. Internal Revenue Service backup withholding at the time of the request to open a Savings Account, the request will be declined. The interest rates and APYs of each tier may change. No Fee. Brink's US Email: csc-dfw@brinksinc.com Calculated based on the U.S. Dollar amount of the purchase transaction or cash withdrawal. Those who can Direct Deposit at least $500. All checks are subject to approval for funding in Ingo Money's sole discretion. This is a third-party fee and is subject to change. The redemption options can be valuable, but the point values and higher-yield reward opportunities are a bit foggy unless you already have an account. Card may be used everywhere Debit Mastercard is accepted. However all credit card information is presented without warranty. Brink's Global Payments, LLC, in partnership with NetSpend, a TSYS company (NYSE: TSS), today announced the launch of the Brink's Prepaid MasterCard issued by BofI Federal Bank. Fee varies Per transfer. Brink's Money Prepaid Mastercard Activate your Brink's Money Paycard, verify your identity, [1] and learn more about its features here. Getting a Mortgage With a Smaller Down Payment and No PMI. Because the Payback Points programs terms are a bit vague, its difficult to tell the exact point value. There is no minimum balance. lending partners' website, they will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company pursuant to a license by Mastercard International Incorporated. Certain products and services may be licensed under U.S. Patent Nos. not affiliated in any way with this program and do not endorse or sponsor this program. month instead of paying a fee for every purchase transaction under the Pay-As-You-Go Plan. With ease and speed you can: - Check your account balance and transaction history. A Red Ventures company. However, if used correctly, it can be handy in a bind and help people. now = new Date(); Void in U.S. If cardholder receives $500 in payroll or government benefit direct deposits in 1 calendar month, cardholder will qualify for the Reduced Monthly Plan. Order Your Brink's Money Prepaid Card Here >. mostly not recommended How To Invoice International Clients Without Losing Money In Fees, Checking and Savings Accounts: How To Make Them Work Together, Compare Accounts Receivable Financing Reviews, 8 Creative Business Loan Types You Should Know About. *Card issued by Republic Bank & Trust Company, Member FDIC. and have not been reviewed, approved or otherwise endorsed by any financial institution. Brink's Prepaid Mastercard does not require a credit check, so approval is guaranteed. With theDiscover it Secured Credit Card, you do have to put down a security deposit of at least $200, but you can enjoy rewards on your purchases, just like with the Brinks Prepaid, only without the purchase transaction fees if you opt for the pay-as-you-go plan. The Brink's Company (NYSE:BCO) is the global leader in total cash management, route-based secure logistics and payment solutions including cash-in-transit, ATM services, cash management services (including vault outsourcing, money processing and intelligent safe services), and international transportation of valuables. Use of the Card Account is subject to activation, ID verification, and funds availability. Turn the dial clockwise fully four times, and stop on the first number for the combination lock on the fifth turn of the dial. Sponsored by: Netspend Corporation, 5900 Airport Boulevard, Austin TX, 78752. Recommendation score measures the loyalty between a provider and a consumer. While we adhere to strict But with Brink's Complete, they can improve savings & reduce the hours it takes to handle cash. Release Summary. up to the coverage limit, currently $250,000.00. Standard text message or data rates may apply. Filter & compare all your options in one place. Cardholder is responsible for repayment of any negative balance. Avoid These Costly Mistakes, Compare Specialty Homeowners Insurance Reviews, Expert Strategies to Invest in Real Estate, How To Start Investing with $1,000 or Less, Investment Strategies to Start Building Wealth, Finding the Right Investor for Your Startup, Strategies On Increasing Your Current Income, How To Manage Your Personal Finances Successfully, Retirement Savings: Making Up for Lost Time. Internal Revenue Service backup withholding at the time of the request to open a Savings Account, the request will be declined. financial product. (CT) Saturday - Sunday: 8 AM. location, and varies depending on location and amount of cash withdrawn. For a complete list of fees, please refer to the fee schedule in the Cardholder Brink's Prepaid Mastercard. If Cardholder is subject to Internal Revenue Service backup withholding at the time of the request to open a Savings Account, the request will be declined. Load your Card Account the way you want: At one of our 130,000 reload locations, Access your Card Account with our Online Account Center, mobile apps and Anytime Alerts. Reverse Mortgages: When Do They Make Sense? Sign Up Now. Brink's Money Prepaid Mastercard. You may also be charged a fee by the ATM operator. The Brink's Prepaid is a decent starter card that offers rewards like a credit card, but carries a few fees to consider. but you may be able to use the Card for in-store purchase transactions. In those cases, the Brinks Prepaid Mastercard is a solid prepaid credit card that offers a bit more flexibility than some competitors with its pay-as-you-go plan and $10 negative balance cushion. Brink's Home Security, the smart home technology company, is a separate company. Use of Card Account also subject enrolled in the Monthly Plan and your Card Account has had no activity as described above, this fee applies instead of the Monthly Plan Fee. WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. For example, it provides free withdrawals at 30,000+ MoneyPass ATMs ($3.95 at others). If Cardholder is subject to Even the rewards with the. Certain products and services may be licensed under U.S. Patent Nos. Residents of Vermont are ineligible to open a Card Account. *SuperMoney is not responsible for third party products, services, sites, recommendations, endorsements, reviews, etc. Program sponsor: Netspend Corporation. Card use subject to activation and identity verification. Ends 1/31/22. The Brink's Money Prepaid Mastercard gives you the convenience of having a bank debit card. See the Cardholder Agreement for details. See the program FAQs and Terms and Conditions in your Online Account Center for additional See the Cardholder Agreement for details. It's well-known and trusted by consumers and retailers alike, has an enormous network, and this prepaid credit card has pretty low fees compared to others in the industry. Fees apply for approved Money in Minutes transactions funded to your card. The Brink's Money Prepaid Mastercard lets you focus on the things that are most important in your life. Company, Member FDIC, upon card activation and identity verification.1. $2.50 per withdrawal, plus ATM owner fees, if any. who do not have a traditional bank account or who rely on alternative financial services. IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, and record information Netspend is the federally registered U.S. service mark of Netspend Corporation. 1. Check the information is accurate and submit your application. Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision. Netspend is a registered agent of Republic Bank & Trust Company. Plus, use your Brink's Money Prepaid Mastercard to transfer money to your friends or family who have a Brink's Card. Some prepaid cards require you to provide some personal information, such as your full name, address, date of birth, email, and SSN. This is a third-party fee and is subject to change. 4% per foreign transaction. After three months of on-time payments, plus at least $100 of the CD loan paid back, you can apply for the Self credit card. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. But a debit card is an all-around better (and cheaper) starter card, if thats your concern, and there are a few checking accounts that reward spending like the Discover Cashback Debit Account. 4 Faster access claim is based on comparison of a disbursement via direct deposit vs. disbursement via a mailed paper check. Certain products and services may be licensed under U.S . Read More 5. Fee may be either a flat fee or a percentage of the withdrawal amount. You could win up to $5,000 in the Brink's Show Me The Money Truck Sweepstakes. The offers that appear on this site are from companies from which Bankrate.com receives compensation. create up to a $10.00 negative balance on your Card Account. You can use your Brink's Money Prepaid Mastercard to pay for just about anything. Youll earn 1 Payback Point per dollar on signature purchase transactions (just select credit on the keypad at checkout), minus your purchase fees. Brink's Complete services are provided by Brink's Capital LLC, an indirect wholly owned subsidiary of The Brink's Company. See the So, whether youre reading an article or a review, you can trust that youre getting credible and dependable information. Here's how it works: Order a Card To order a Card, provide your name, mailing address and email address. Rebekah Hovey is an editor with nearly a decade of experience creating and shaping content in finance-related and health care fields. 3 Fee may be assessed by reload location and may vary from location to location. It's at +100 if everybody recommends the provider, and at -100 when no one recommends. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company pursuant to a license by Mastercard International Incorporated. Get the app that helps make sure your money keeps up with you! 6,000,608 and 6,189,787. document.write(theYear); For example, the American Express Serve Cash Back prepaid card earns unlimited 1 percent cash back on all purchases in exchange for a $7.95 monthly fee. Would you recommend Brink's Prepaid Mastercard to your friends? How to Negotiate with Creditors for a Lower Debt Settlement, How To Find Auto Insurance That Covers Any Driver, How to Get Cheap Auto Insurance Before You Buy a Car, Complete Guide to Choosing the Best Auto Insurance, What Homeowners Need To Know About Excess Flood Insurance, How to Find Home Insurance that Covers Water Damage, How to Find Home Insurance That Covers Everything, How to Dispute a Home Insurance Claim Settlement, Surprising Things Homeowners Insurance Doesn't Cover, How to Find the Best Whole Life Insurance Policy, Differences Between Whole and Term Life Insurance. Account funds are withdrawn through the Card Account (maximum 6 such transfers per calendar month), Card Account transaction fees could Login. Our team is full of a diverse range of experts from credit card pros to data analysts and, most importantly, people who shop for credit cards just like you. 1, 2020. Youll also experience a $3 Over-the-Counter (OTC) cash withdrawal fee at financial institutions like banks or a 2.75 percent fee of the total withdrawal at in-network reload locations (or $4, whichever is greater). You may opt-out at any time by visiting the Payback Rewards page in your Online Account Center. The Brink's Money Paycard Mobile App gives you the power to manage your account on the move. Activate your new Brink's Money Prepaid Mastercard and verify your identity. Neither Plan Fee option includes any other fees. Consolidating vs. You will need to pay $9.95, if you need a card replacement. Unless youre dedicated to a prepaid card, alternative options like one of the best checking accounts might be cheaper. Netspend Corporation.All rights reserved worldwide. Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. You can also deposit your paycheck or a personal check using the mobile banking app, available for both Apple and Android phones. See full Official Rules for details. The maximum balance you can have on Brink's Prepaid Mastercard is $15,000. Early availability of funds requires payor's support of direct deposit and is subject to the timing of payor's payment instruction. Points can be redeemed for cash back in the form of account credits, but you must log in to the Online Account Center or mobile app to see your other reward choices. Netspend is the federally registered U.S. service mark of Netspend Corporation. Greater of 5.0% of total check amount or $5.00 per check load. 6. This is a third-party fee and is subject to change. With Brink's Direct Deposit, you can get paid faster* than a paper check. His areas of expertise include credit card strategy, rewards programs, point valuation and credit scores, and his stories on building credit have been cited by Mic.com, LifeHacker, People.com and more. 2Faster funding claim is based on a comparison of our policy of making funds available upon receipt of payment instruction versus the typical banking practice of posting funds at settlement. At Bankrate, we have a mission to demystify the credit cards industry regardless or where you are in your journey and make it one you can navigate with confidence. Just direct deposit $500 or more in payroll or government benefits in a calendar month to your Card Account. The Company you trust is offering you the features and benefits you deserve. These are promotional rates and may change without notice pursuant to applicable law. The Brink's Money Prepaid Mobile App gives you the power to manage your money on the go from the palm of your hand - View your transaction history and balance - Send money to friends and family. identity. Bankrate.com is an independent, advertising-supported publisher and comparison service. Additional transaction fees, costs, terms and conditions may Approved purchase transactions may 9. Our experts have been helping you master your money for over four decades. On the other hand, the Brinks Prepaid card doesnt provide access to credit at all, just the ability to load the card with your money and swipe at payment terminals or use online. 6,000,608 and 6,189,787. Managing your money wherever, whenever. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. Notice this card charges a monthly maintenance fee of up to $9.95. availability of funds requires payor's support of direct deposit and is subject to the timing of payor's payment instruction. Brink's gives you the peace of mind you deserve. Is Refinancing Your Student Loan Worth It? ++During checkout, select "CREDIT" on the keypad to make a Signature Purchase, or select "DEBIT" and enter your PIN to make a PIN Purchase. Activate/Register Log In Anytime Alerts TM Enroll in Anytime Alerts to keep track of your balance, deposits, and payments via text or email. Refinancing Student Loans, Alternatives To Private Student Loan Forgiveness. You have money questions. If the Average Daily Balance is $1,000.00 or less, the interest rate paid on the entire balance will be 4.91% with an Annual Percentage Yield (APY) of 5.00%. This product is The Brinks Prepaid is only worth it in very specific situations, like if you cant open a traditional banking account. Features 10.0/10. Transfer of funds via ACH from your bank account at another financial institution to your Card Account.